What may be a PPO? A typical PPO plan could be a group system of health care place along by an insurance company. Doctors, hospitals, and clinics make contracts with the PPO system to produce health care to its members. As a member of a PPO you will be needed to pay a tiny copay for each workplace visit. There is also a yearly deductible before the insurance company can cover medical fees. PPOs commonly pay 80percent of medical fees inside the network.